Karur Vyasa Bank Education Loan , Students loan details , Education Loan Interest Rates , Eligibility , Application Form

Karur Vyasa Bank

Karur Vyasa Bank’s Educational Loan

Objective of the Scheme:

KVB has made it possible for you to pursue your educational dreams. Our loan has been specifically structured to provide you with financial help if you wish to pursue education of your choice, either in India and abroad.

Eligibility of the Student:

  • The student should be an Indian National
  • The student  should have secured admission to a higher education course in recognized institutions in India or Abroad through Entrance Test / Merit Based Selection process after completion of HSC ( 10 plus 2 or equivalent ).

Liability of Finance :

Quantum of Finance :

  • For studies in India - Rs.10.00 Lakhs.
  • For studies abroad - Rs.20.00 Lakhs

Margin :

  • Up to Rs.4.00 Lakhs – Nil
  • Above Rs.4.00 Lakhs:
  • Studies in India - 5%
  • Studies in abroad - 15%

Moratorium : Nil

Processing Fee / Mortgage Charges : Nil

Rate of Interest :

Educational loan

For Boys

For Girls

a. Up to Rs.7.50 lacs

BR + 3%

BR + 2.50%

b. Above Rs.7.50 lacs ( falling under Priority Sector )

BR +3.50%


c. Above Rs.7.50 lacs ( falling under Non Priority Sector )

BR+ 4%


Repayment Period of the Loan :

In 5-7 years after repayment holiday ( course period and 1 year or 6 months after getting job whichever is earlier )

For more Details, Kindly refer the following link :







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